Definition
What is AnaCredit?
Analytical credit dataset—abbreviated as AnaCredit—is a regulatory requirement in accordance with the ECB Regulation (2016/867). According to this, credit institutions are obliged to submit a selection of master data of the borrowers concerned to Deutsche Bundesbank with respect to individual loans in the amount of €25,000 or more on the reporting date of 31 March 2018.
The legally compliant transmission of customer master data to Deutsche Bundesbank is not only costly and time-consuming for every credit institution, but is also challenging in terms of guaranteeing the quality of the master data for every borrower to be reported.
AnaCredit solutions
Efficient and secure AnaCredit. Data from primary sources. Provided in compliance with the Bundesbank.
Validatis supports you with meeting the AnaCredit reporting obligation. From the quality-assured comparison of your contractual partner’s master data through the enrichment of necessary company data to manual specialist research into the direct and top parent company.
BasicEnquire now | BusinessEnquire now | Our recommendationProfessionalEnquire now | |
|---|---|---|---|
Master data | |||
| Commercial register type | |||
| Commercial register number | |||
| District Court | |||
| Company name | |||
| Company registered office (address/location) | |||
Extended company information | |||
| Legal entity identifier (LEI) | |||
| National identifier | |||
| District/administrative unit | |||
| Country | |||
| Classification of economic activities (WZ08 code) | |||
| Size of company with date | |||
| Number of employees | |||
| Balance sheet date | |||
| Annual turnover | |||
Non-binding consultation | Would you like advice on AnaCredit? We are happy to advise you. Simply arrange a non-binding consultation with our AnaCredit experts. | ||
Parent company identification | |||
| Country | |||
| Company address (address/location) | |||
| Country | |||
| District/administrative unit | |||
| Legal form | |||
| Classification of economic activities (WZ08 code) | |||
| Legal entity identifier (LEI) | |||
| National identifier | |||
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AnaCredit reporting obligation
Who is affected by the AnaCredit reporting obligation?
The reports must be submitted to the Deutsche Bundesbank by credit institutions based in Germany and German branches of credit institutions based abroad. AnaCredit requires information at the level of individual borrowers and the corresponding individual loans. The definition of credit includes accounts receivable and bills of exchange. Corresponding credit data is split into credit master data and dynamic credit data.
AnaCredit official documents
Legal bases, identification requirements and reporting schemes
- Regulation (EU) 2016/867 of the European Central Bank
Date: May 2018 - Go to PDF document - AnaCredit guidelines of the European Central Bank
Date: November 2017 - Go to PDF document - AnaCredit guidelines of the Deutsche Bundesbank
Date: July 2018 - Go to PDF document - AnaCredit reporting scheme for contractual partner master data
Date: June 2017 - Go to PDF document - AnaCredit reporting scheme for credit data
Date: May 2017 - Go to PDF document